@font-face{font-family:Outfit;font-style:normal;font-weight:400;font-display:swap;src:url("/fonts/outfit-400.woff2") format("woff2")}
@font-face{font-family:Outfit;font-style:normal;font-weight:700;font-display:swap;src:url("/fonts/outfit-700.woff2") format("woff2")}
:root{--ink:#0B1F33;--brand:#0B7F74;--aqua:#2AD4C5;--ice:#E7F7F4;--paper:#fff;--bg:#F3F7F6;--chip-on:#D8F6F1;--line:#d7e4e1;--muted:#3a4f4c}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;min-height:100vh;background:var(--bg);color:var(--ink);font-family:Outfit,system-ui,sans-serif;line-height:1.55}
img{max-width:100%;height:auto;display:block}
a{color:var(--brand)}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:40}
.skip:focus{left:8px;top:8px}
.hdr{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:8px;padding:10px 16px;min-height:64px;background:#fff;border-bottom:1px solid var(--line)}
.brand{display:flex;align-items:center;gap:8px;text-decoration:none;color:var(--ink);min-width:0}
.brand img{width:42px;height:38px;flex:0 0 auto}
.wm{font-weight:750;letter-spacing:-0.02em;white-space:nowrap;font-size:1.05rem}
.wm b{color:var(--brand);font-weight:750}
.acts{display:flex;align-items:center;gap:8px;flex:0 0 auto}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:8px 14px;border-radius:999px;text-decoration:none;font-weight:700;font-size:.92rem;line-height:1.1;white-space:nowrap;border:1.5px solid transparent}
.btn-login{border-color:var(--ink);color:var(--ink);background:#fff}
.btn-apply{background:var(--brand);color:#fff;border-color:var(--brand)}
.btn-apply:hover{background:#08665d}
.btn-lg{padding:12px 20px;font-size:1rem}
.btn-ghost{background:transparent;border-color:var(--brand);color:var(--brand)}
.wrap{width:min(1120px,calc(100% - 32px));margin-inline:auto}
.hero{background:linear-gradient(165deg,#0B1F33 0%,#0E3B3A 58%,#0B7F74 120%);color:#fff;padding:28px 16px 72px}
.hero-grid{width:min(1120px,100%);margin:0 auto;display:grid;gap:22px}
.kicker{display:inline-block;background:rgba(42,212,197,.18);color:var(--aqua);font-weight:700;letter-spacing:.06em;text-transform:uppercase;font-size:.72rem;padding:5px 10px;border-radius:999px;margin:0 0 14px}
h1{font-size:clamp(1.85rem,6.5vw,3.2rem);line-height:1.08;letter-spacing:-0.035em;margin:0 0 12px;font-weight:700}
.hero h1{font-size:clamp(2rem,8vw,3.6rem)}
.hero h1 em{font-style:normal;color:var(--aqua)}
.lede,.hero .lede{margin:0 0 12px;max-width:40ch;color:#d7eeea;font-size:1.06rem}
.page-head{padding:28px 0 8px}
.page-head .lede{color:var(--muted)}
.tool{background:#fff;color:var(--ink);border-radius:22px;padding:18px 16px 20px;box-shadow:0 18px 40px rgba(0,0,0,.22)}
.amt-row{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:8px}
.amt-row label{font-weight:650;font-size:.95rem}
.amt-out{margin:0;font-weight:800;font-size:clamp(1.6rem,5vw,2.2rem);letter-spacing:-0.03em;font-variant-numeric:tabular-nums}
.amt-ends{display:flex;justify-content:space-between;font-size:.8rem;opacity:.75;margin-top:4px}
input[type=range]{width:100%;height:1.4rem;accent-color:var(--brand);cursor:pointer}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip,.tile{appearance:none;background:#fff;color:inherit;border:1.5px solid var(--line);border-radius:14px;padding:10px 12px;font:inherit;font-weight:650;cursor:pointer;text-align:left}
.chip{display:inline-flex;align-items:center;gap:8px;min-height:44px}
.chip .ico,.tile .ico{width:20px;height:20px;flex:0 0 auto}
.chip[aria-pressed=true],.tile[aria-pressed=true]{border-color:var(--brand);background:var(--chip-on);box-shadow:0 0 0 1px var(--brand)}
.tile{display:flex;flex-direction:column;gap:6px;min-height:118px;padding:16px}
.tile .ico{width:28px;height:28px}
.tile .t-lab{font-weight:750}
.tile .t-blurb{font-weight:400;font-size:.88rem;line-height:1.35;color:var(--muted)}
.summary{margin-top:16px}
.summary p{margin:0 0 14px}
.panel{background:var(--ice);margin-top:-48px;padding:28px 0 16px;border-radius:28px 28px 0 0}
.tiles{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.stats{display:grid;grid-template-columns:1fr;gap:0;background:var(--ink);color:#fff}
.stat{padding:22px 20px;border-top:1px solid #1c3548}
.stat b{display:block;font-size:clamp(1.4rem,4vw,2rem);color:var(--aqua);letter-spacing:-0.03em}
.stat span{opacity:.85;font-size:.92rem}
section{padding:42px 0}
h2{font-size:clamp(1.45rem,4vw,2.1rem);letter-spacing:-0.03em;margin:0 0 8px}
.sec-p{margin:0 0 20px;max-width:44ch;color:var(--muted)}
.cmps,.steps,.cards{display:grid;gap:12px}
.cmp,.step,.card,.elig,article.post-card{background:#fff;border-radius:18px;padding:18px 16px;border:1px solid var(--line)}
.cmp-ico,.step-ico{width:40px;height:40px;border-radius:12px;background:var(--ice);color:var(--brand);display:grid;place-items:center;margin-bottom:10px}
.cmp h3,.step h3,.card h3{margin:0 0 6px;font-size:1.1rem}
.cmp p,.step p,.card p{margin:0;color:var(--muted)}
.step b{color:var(--brand)}
.faq{display:grid;gap:8px;max-width:720px}
details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 16px}
summary{cursor:pointer;font-weight:700}
details p{margin:8px 0 0;color:var(--muted)}
.prose{max-width:42rem}
.prose p,.prose li{margin:0 0 12px}
.prose h2{margin:28px 0 10px}
.prose h3{margin:20px 0 8px;font-size:1.15rem}
.band{background:var(--brand);color:#fff;padding:44px 0;text-align:center}
.band h2{margin:0 0 8px}
.band p{margin:0 auto 16px;max-width:36ch;color:#fff}
.band .btn-apply{background:#fff;color:var(--brand);border-color:#fff}
.ftr{padding:28px 16px 36px;background:#fff;border-top:1px solid var(--line);color:#4a5c58;font-size:.82rem}
.ftr-links{display:flex;flex-wrap:wrap;gap:8px 16px;justify-content:center;margin:0 0 16px;padding:0;list-style:none}
.ftr-links a{color:var(--brand);text-decoration:none;font-weight:650}
.ftr-links a:hover{text-decoration:underline}
.legal{margin:0 auto 8px;max-width:62ch;line-height:1.55;text-align:center}
.crumbs{font-size:.85rem;color:var(--muted);margin:0 0 12px}
.crumbs a{color:var(--brand);text-decoration:none}
.list{margin:10px 0 0;padding:0 0 0 1.15em}
.list li{margin:0 0 6px}
.post-grid{display:grid;gap:14px}
.post-card a{text-decoration:none;color:inherit}
.post-card h2{font-size:1.2rem;margin:0 0 6px}
.meta{font-size:.85rem;color:var(--muted);margin:0 0 8px}
@media(min-width:720px){
  .hdr{padding:12px 28px}
  .wm{font-size:1.2rem}
  .btn{padding:9px 18px;font-size:.98rem}
  .stats{grid-template-columns:1fr 1fr 1fr}
  .stat{border-top:0;border-left:1px solid #1c3548}
  .stat:first-child{border-left:0}
  .cmps,.steps{grid-template-columns:repeat(3,1fr)}
  .steps{grid-template-columns:repeat(4,1fr)}
  .post-grid{grid-template-columns:1fr 1fr}
}
@media(min-width:800px){
  .tiles{grid-template-columns:repeat(3,1fr)}
}
@media(min-width:900px){
  .hero-grid{grid-template-columns:1fr 1fr;align-items:center;gap:36px;padding:12px 8px 8px}
}

.subnav{background:#fff;border-bottom:1px solid var(--line);padding:0 16px;display:flex;gap:4px 16px;overflow-x:auto;-webkit-overflow-scrolling:touch}
.subnav a{color:var(--ink);text-decoration:none;font-weight:650;font-size:.9rem;padding:10px 0;white-space:nowrap}
.subnav a[aria-current=page]{color:var(--brand)}
.subnav a:hover{color:var(--brand)}
.ftr-cols{display:grid;gap:8px 24px;margin:0 0 20px}
@media(min-width:720px){
  .subnav{padding:0 28px}
  .ftr-cols{grid-template-columns:1fr 1fr 1fr}
}
.notfound{padding:48px 0 24px;text-align:center}
.notfound .lede{margin:0 auto 20px;color:var(--muted)}